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Privacy Policy
AmericanLifePolicy provides you with tools and information to help you shop
online for Life insurance products. Most of this information is available to
you without the need to disclose any personally identifiable information. The
information we receive is used to provide you with a quote or application for
insurance coverage. The insurance company uses the information to determine the
insurability of each applicant. As you provide any personally identifiable
information to us, we want you to understand the following:
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Why We Collect Your
Information
We collect your information to prepare insurance quotes, to complete
the application process online, and to contact you during the application
process. |
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How We Use Your Information
Insurance Quote Form: Our site features a brief form you complete to view rates
from various insurance companies. This form requires only minimal information,
such as your state of residence and birth date, to generate the best possible
insurance rate comparisons. The form may also ask for optional contact
information so that we may reach you to discuss your insurance needs. We do not
require any personally identifiable information in order for you to comparison
shop at AmericanLifePolicy . However, if you provide contact information such as your
email or phone number, we view this as your express invitation that we contact
you about insurance even if you are on the state or federal "Do not Call" list.
Insurance Application Request Form - Our Insurance Application Request Form
allows you to request an application online for insurance coverage. This form
collects additional contact, medical and lifestyle information that is required
whenever you buy life insurance. |
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When you buy a policy through AmericanLifePolicy, we act as agent for the insurance
company to which the application is sent. We provide customer information as
required to process the application and service the policy, and we may use such
information to offer other products or services to our customers. Except for
these purposes, or as required or permitted by law, we do not disclose customer
information. |
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How insurance carriers use your information - Eventually,
we'll submit all information we gather during the application process to the
insurance company you selected. Insurance companies use personally identifiable
information to determine your final insurance eligibility and rates. Insurance
underwriting criteria may vary for each participating insurance company, and
each company may place different emphasis on different information on your
application. |
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Cookies
A cookie is a small text file saved on your computer's hard drive and stored in
memory while your browser is running. Cookies make it easier for a user to
navigate the Web, and to complete transactions over the Internet. Usage of a
cookie is in no way linked to any personally identifiable information while on
our site. AmericanLifePolicy may contract with certain partners that utilize ad-serving
technology. To gauge the effectiveness of advertisements, a campaign number is
assigned to the vendor for which you came to visit our site. This will remain
on your URL when you return to our site. |
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How We Communicate With You
Contact by telephone to verify information and to assist you with your life
insurance application request or policy.
Contact by email to verify information, to assist you with your life insurance
application request or policy, to conduct surveys, and to provide you with
additional insurance information, service announcements, special offers or
other money saving opportunities.
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Choices You Have Regarding Your Information
Quote Request and Application Request Forms - Your decision to provide personal
contact or medical information is strictly voluntary and will not prevent you
from receiving a quote for life insurance. Alternately, you may call us TOLL
FREE at 866.333.TERM, and we will be happy to quote insurance rates and
complete your application request by telephone. |
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Email Notifications- AmericanLifePolicy
may use or disclose information gathered from the site in order for AmericanLifePolicy
or its partners to send relevant offers we believe would be of interest to you.
If you wish to opt-out from receiving any special offers from AmericanLifePolicy and
its partners |
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Please Visit this link Opt Out Or Send an email
Request to Unsubscribe@AmericanLifePolicy Cookies - You may elect to disable cookies in
your browser. Please refer to your computer or operating system user manual for
information on how to disable cookies.
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Information Release
Unless you give us permission to do so, or unless law requires us, we do
not willfully use or disclose personally identifiable information to third
parties, other than as necessary to facilitate the process of obtaining
insurance for you. |
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Although we have many security provisions in
place, if you feel uncomfortable submitting any personal information through
the AmericanLifePolicy website, you may call us at 866-333-TERM and obtain Free Life
Insurance Quotes over the phone. |
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How to Change Your Information.
If you have received a communication from us in error, or if you wish to change
your information, please email us at help@AmericanLifePolicy.com.
We'll respond to your inquiry via email, and we'll let you know the action
we've taken. |
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Changes to AmericanLifePolicy 's Privacy Policy:
We reserve the right to change our privacy policy, and if so, we will
post these changes to this privacy statement and to other relevant places on
our site so that visitors are aware of the change. We encourage you to check
this posted privacy statement for updates. |
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AmericanLifePolicy 's Marketing Practices
AmericanLifePolicy works with advertising companies and other marketers to promote our
service. We take every possible step to insure that every company advertising
for us is doing so on a legal and ethical basis. We do not participate or
tolerate any SPAM or Unsolicited Emailing of any kind. We have a ZERO tolerance
policy for SPAM and unethical marketing practices. Before working with any
advertiser we take every possible step to make sure their email lists have all
been generated by people opting in to receive their offer and that they
maintain a "Remove List". If you believe that you have received one of our
emails and you did not "Opt In" to receive the company’s offers then please
forward the email to marketing@AmericanLifePolicy.com
and we will take immediate action to resolve the matter. |
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