INSURANCE PRODUCTS ARE:
NOT A
DEPOSIT NOT
FDIC-INSURED NOT INSURED BY ANY FEDERAL
GOVERNMENT AGENCY NOT GUARANTED BY THE BANK
This Web site is owned and operated by
EFinancial LLC ("EFinancial") in accordance with its privacy policy. Michael
Rowell operates as an independent distributor for HSBC insurance and is not
affiliated with HSBC. Michael Rowell is the licensed agent. Insurers: Household
Life Insurance Company, home office Detroit, MI, form HLI-8-132, or First
Central National Life Insurance Company of New York, home office NY, NY, form
CNY-8-815; administrative offices: Bridgewater, NJ; trade name: "HSBC
Insurance". See policy for exclusions & limitations. Not sold in all
states. The HSBC Insurance logo is a trademark of HSBC North America Holdings,
Inc. and is used under license. License numbers are available upon request and
are automatically provided where required by law. Michael Rowell, Licensed
Agent. CA License # 0659305
ADV-NetCov-1001 (07/08)